NO MATTER WHAT YOUR SITUATION IS, the best gift you can do is to PASS THIS ALONG TO THE PEOPLE YOU CARE ABOUT WHO HAVE NO PROTECTION TO INFORM THEM ABOUT GETTING COVERAGE and take ADVANTAGE OF THIS SAVINGS!
As traditional LTC insurance finds itself obsolete, another policy is taking off: whole life insurance that you can draw from for long-term care. Unlike the older variety of LTC insurance, these new breeds are known as “hybrid”. Hybrid policies will return money to your beneficiaries even if you don’t end up needing long-term care. You have to worry yourself with the standard traditional policies’ risk of a rate hike, because you lock in your premium before time. If you’re older or have health problems, you may be more likely to qualify then the older traditional LTC policies.
My goal is to help you create a plan to mitigate those consequences and help you think through what plan is in your best interest!
IF YOU DON’T OWN A POLICY, EMAIL or CALL ME SO WE CAN DISCUSS HOW YOU CAN STILL GET IN AT THE LOWEST POSSIBLE RATE.
IF YOU OWN A POLICY, We can determine if there are better plans that would be a smarter option for you!
Vincent De Santis, CLTC
Long Term Care Planning Specialist
NY State Partnership Certified
http://www.ltcsolutionsbyvince.com
http://www.linkedin.com/in/vincedesantis
DeSantis.puravida@gmail.com
516-652-4944
