{"id":205,"date":"2020-07-11T08:02:35","date_gmt":"2020-07-11T08:02:35","guid":{"rendered":"http:\/\/pvainsurancegroup.com\/agent\/vincent-desantis\/?p=205"},"modified":"2020-07-11T08:03:39","modified_gmt":"2020-07-11T08:03:39","slug":"what-long-term-care-insurance-does","status":"publish","type":"post","link":"https:\/\/pvainsurancegroup.com\/agent\/vincent-desantis\/what-long-term-care-insurance-does\/","title":{"rendered":"what long term care insurance does"},"content":{"rendered":"

\"LTCCare1\"<\/a><\/p>\n

What Long Term Care Insurance does: Help protect your finances from assisted care expenses.<\/p>\n

Thanks to advances in medicine, retirees are living longer, more independent lives. As a result, someone turning age 65 today has almost a 70% chance of needing some type of long-term care*. Although many people assume Medicare will cover this expense, it often doesn\u2019t. That\u2019s why a growing number of retirees are turning to long-term care insurance to protect their futures. Coverage for nursing home care, home health care or both helps you maintain control of where you will receive care, and it helps protect your life\u2019s savings from the high cost of assisted care services.<\/p>\n

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Five\u00a0 Reasons\u00a0 Why\u00a0 People\u00a0 Buy<\/u><\/strong><\/p>\n

\u00a0\u00a0Long-Term Care Insurance<\/u><\/strong>\u00a0<\/strong><\/p>\n

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  1. BURDEN TO FAMILY:<\/strong>\u00a0Taking care of people who are chronically ill, can make the caregiver chronically ill.\u00a0 Long term care insurance allows children to maintain their relationship with their parents by helping supervise their care, rather than providing that care.<\/li>\n<\/ol>\n
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    1. ACCESS TO QUALITY CARE:\u00a0<\/strong>People want access to quality care
      \nat home or at places of their choice,\u00a0 with caregivers of their choice.<\/li>\n<\/ol>\n
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      1. ASSET PROTECTION:\u00a0<\/strong>For those with assets, there are two ways you can pay\u00a0for long term care \u2013 your retirement portfolio or long term care insurance.<\/li>\n<\/ol>\n
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        1. CONTROL AND INDEPENDENCE:<\/strong>\u00a0 People want control and\u00a0<\/em><\/strong>independence choosing where they live and the kind of care received.<\/li>\n<\/ol>\n
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          1. PEACE OF MIND:\u00a0<\/strong>Long term care doesn\u2019t bring families together, it tears families apart.\u00a0 Long term care insurance brings families together and provides peace of mind.<\/li>\n<\/ol>\n<\/div>\n<\/div>\n

            \n","protected":false},"excerpt":{"rendered":"

            What Long Term Care Insurance does: Help protect your finances from assisted care expenses. Thanks to advances in medicine, retirees are living longer, more independent lives. As a result, someone turning age 65 today has almost a 70% chance of needing some type of long-term care*. Although many people assume Medicare will cover this expense, […]<\/p>\n","protected":false},"author":1,"featured_media":208,"comment_status":"open","ping_status":"open","sticky":false,"template":"","format":"standard","meta":[],"categories":[3],"tags":[],"_links":{"self":[{"href":"https:\/\/pvainsurancegroup.com\/agent\/vincent-desantis\/wp-json\/wp\/v2\/posts\/205"}],"collection":[{"href":"https:\/\/pvainsurancegroup.com\/agent\/vincent-desantis\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/pvainsurancegroup.com\/agent\/vincent-desantis\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/pvainsurancegroup.com\/agent\/vincent-desantis\/wp-json\/wp\/v2\/users\/1"}],"replies":[{"embeddable":true,"href":"https:\/\/pvainsurancegroup.com\/agent\/vincent-desantis\/wp-json\/wp\/v2\/comments?post=205"}],"version-history":[{"count":2,"href":"https:\/\/pvainsurancegroup.com\/agent\/vincent-desantis\/wp-json\/wp\/v2\/posts\/205\/revisions"}],"predecessor-version":[{"id":209,"href":"https:\/\/pvainsurancegroup.com\/agent\/vincent-desantis\/wp-json\/wp\/v2\/posts\/205\/revisions\/209"}],"wp:featuredmedia":[{"embeddable":true,"href":"https:\/\/pvainsurancegroup.com\/agent\/vincent-desantis\/wp-json\/wp\/v2\/media\/208"}],"wp:attachment":[{"href":"https:\/\/pvainsurancegroup.com\/agent\/vincent-desantis\/wp-json\/wp\/v2\/media?parent=205"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/pvainsurancegroup.com\/agent\/vincent-desantis\/wp-json\/wp\/v2\/categories?post=205"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/pvainsurancegroup.com\/agent\/vincent-desantis\/wp-json\/wp\/v2\/tags?post=205"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}