{"id":144,"date":"2020-03-11T06:25:20","date_gmt":"2020-03-11T06:25:20","guid":{"rendered":"http:\/\/pvainsurancegroup.com\/agent\/vincent-desantis\/?p=144"},"modified":"2020-03-11T17:35:46","modified_gmt":"2020-03-11T17:35:46","slug":"when-should-i-buy-long-term-care-insurance","status":"publish","type":"post","link":"https:\/\/pvainsurancegroup.com\/agent\/vincent-desantis\/when-should-i-buy-long-term-care-insurance\/","title":{"rendered":"When Should I Buy Long Term Care Insurance"},"content":{"rendered":"<h1 style=\"text-align: center;\"><\/h1>\n<h1 style=\"text-align: center;\">When Should I Buy Long Term Care Insurance?<\/h1>\n<p style=\"text-align: center;\"><div class=\"su-youtube su-u-responsive-media-yes\"><iframe width=\"600\" height=\"400\" src=\"https:\/\/www.youtube.com\/embed\/u-dam0nu4Gc?\" frameborder=\"0\" allowfullscreen allow=\"autoplay; encrypted-media; picture-in-picture\" title=\"\"><\/iframe><\/div>\n<p>&nbsp;<\/p>\n<p>&nbsp;<\/p>\n<h1 id=\"body_content_title\"><\/h1>\n<section id=\"body_content_left\">\n<div class=\"inner\">\n<h2><\/h2>\n<h2><\/h2>\n<h2><strong>When is the right time to buy coverage?<\/strong><\/h2>\n<p>Long term care insurance is bought with your good health. The right time to purchase\u00a0coverage is:<\/p>\n<ul>\n<li>when you are concerned enough to plan for your future,<\/li>\n<li>you have decided that you do not wish to burden family with having to worry about providing your care, and<\/li>\n<li>you are healthy enough to qualify for the coverage.<\/li>\n<\/ul>\n<p>There are two important reasons to\u00a0consider buying coverage\u00a0sooner rather than later:<\/p>\n<p>First<\/p>\n<ul>\n<li>The cost of long term care insurance is based on your age and your health when you apply. Thus, the younger and healthier you are, the more affordable your policy will be.<\/li>\n<\/ul>\n<p>Second, and most important<\/p>\n<ul>\n<li>As you grow older, your health will undoubtedly change. It will become more difficult to qualify for coverage once you have had a change in your health.<\/li>\n<\/ul>\n<h3><strong>True Cost of Waiting to Buy<\/strong><\/h3>\n<p>If you decide that long term care insurance is the right decision to protect your assets and your family&#8217;s financial future, the best time to\u00a0plan\u00a0might be\u00a0now.<\/p>\n<p>In so doing:<br \/>\n\u2022 You may avoid the risk of your health changing to make you uninsurable in the future<br \/>\n\u2022 Your rates will be lower today due to your age being younger at time of purchase<\/p>\n<p>For more information on the cost of care for your state, click below.<br \/>\n<a href=\"https:\/\/www.genworth.com\/aging-and-you\/finances\/cost-of-care.html\"><img loading=\"lazy\" class=\"alignnone size-full wp-image-145\" src=\"http:\/\/pvainsurancegroup.com\/agent\/vincent-desantis\/wp-content\/uploads\/sites\/7\/2020\/03\/Video-Button.png\" alt=\"Video Button\" width=\"91\" height=\"71\" \/><\/a><\/p>\n<\/div>\n<\/section>\n<p><span style=\"color: #ff0000;\"><strong>IF YOU DON\u2019T OWN A POLICY<\/strong><\/span>, EMAIL or CALL ME\u00a0 FROM THE INFO BELOW SO WE CAN DISCUSS HOW YOU CAN GET THE BEST LONG TERM CARE COVERAGE!<\/p>\n<p><span style=\"color: #ff0000;\"><strong>IF YOU OWN A POLICY<\/strong><\/span>,\u00a0I can determine if\u00a0there is a better plan that would be a\u00a0better finance choice for you!<\/p>\n<p><strong><span style=\"color: #ff0000;\">NO MATTER WHAT YOUR SITUATION IS<\/span>,<\/strong>\u00a0the best gift you can do is to PASS THIS ALONG TO THE PEOPLE YOU CARE ABOUT WHO HAVE NO PROTECTION TO INFORM THEM ABOUT \u00a0POTENTIALLY GETTING COVERAGE and take ADVANTAGE OF THIS SAVINGS NOW BEFORE IT IS TOO LATE!<\/p>\n<p>&nbsp;<\/p>\n<p>&nbsp;<\/p>\n<p>&nbsp;<\/p>\n<p>&nbsp;<\/p>\n<p style=\"text-align: center;\"><strong>Vincent De Santis, CLTC<\/strong><br \/>\nLong Term Care Planning Specialist<br \/>\nNY State Partnership Certified<br \/>\n<a href=\"https:\/\/rockachee1.od1.vtiger.com\/shorturl.php?id=5e026531c5b873.79276857&amp;rid=C71005&amp;redirurl=http%3A%2F%2Fwww.ltcsolutionsbyvince.com%2F&amp;type=click&amp;redirtxt=http%3A%2F%2Fwww.ltcsolutionsbyvince.com&amp;rv=58d98969d768726180ac9d621d4b5b5b\">http:\/\/www.ltcsolutionsbyvince.com<\/a><br \/>\n<a href=\"https:\/\/rockachee1.od1.vtiger.com\/shorturl.php?id=5e026531c5b873.79276857&amp;rid=C71005&amp;redirurl=http%3A%2F%2Fwww.linkedin.com%2Fin%2Fvincedesantis&amp;type=click&amp;redirtxt=http%3A%2F%2Fwww.linkedin.com%2Fin%2Fvincedesantis&amp;rv=6716938635b01a38406d8724f07478f6\">http:\/\/www.linkedin.com\/in\/vincedesantis<br \/>\nDeSantis.puravida@gmail.com<br \/>\n<\/a><\/p>\n<p style=\"text-align: center;\"><strong>516-652-4944<\/strong><\/p>\n<p style=\"text-align: center;\"><a class=\"thickbox no_icon\" href=\"http:\/\/pvainsurancegroup.com\/agent\/vincent-desantis\/wp-content\/uploads\/sites\/7\/2015\/07\/Vince-Pic.jpg\" rel=\"gallery-116\"><img loading=\"lazy\" class=\"alignnone size-medium wp-image-50\" src=\"http:\/\/pvainsurancegroup.com\/agent\/vincent-desantis\/wp-content\/uploads\/sites\/7\/2015\/07\/Vince-Pic-232x300.jpg\" alt=\"Vince Pic\" width=\"232\" height=\"300\" srcset=\"https:\/\/pvainsurancegroup.com\/agent\/vincent-desantis\/wp-content\/uploads\/sites\/7\/2015\/07\/Vince-Pic-232x300.jpg 232w, https:\/\/pvainsurancegroup.com\/agent\/vincent-desantis\/wp-content\/uploads\/sites\/7\/2015\/07\/Vince-Pic.jpg 336w\" sizes=\"(max-width: 232px) 100vw, 232px\" \/><\/a><\/p>\n<p><img loading=\"lazy\" class=\"alignnone size-full wp-image-59 aligncenter\" src=\"http:\/\/pvainsurancegroup.com\/agent\/vincent-desantis\/wp-content\/uploads\/sites\/7\/2015\/07\/National-Ethics-Association.png\" alt=\"national-ethics-association\" width=\"321\" height=\"132\" srcset=\"https:\/\/pvainsurancegroup.com\/agent\/vincent-desantis\/wp-content\/uploads\/sites\/7\/2015\/07\/National-Ethics-Association.png 321w, https:\/\/pvainsurancegroup.com\/agent\/vincent-desantis\/wp-content\/uploads\/sites\/7\/2015\/07\/National-Ethics-Association-300x123.png 300w\" sizes=\"(max-width: 321px) 100vw, 321px\" \/><\/p>\n<p>&nbsp;<\/p>\n<p>&nbsp;<\/p>\n<p>&nbsp;<\/p>\n<p>&nbsp;<\/p>\n<p style=\"text-align: center;\">\n","protected":false},"excerpt":{"rendered":"<p>When Should I Buy Long Term Care Insurance? &nbsp; &nbsp; When is the right time to buy coverage? Long term care insurance is bought with your good health. The right time to purchase\u00a0coverage is: when you are concerned enough to plan for your future, you have decided that you do not wish to burden family [&hellip;]<\/p>\n","protected":false},"author":1,"featured_media":146,"comment_status":"open","ping_status":"open","sticky":false,"template":"","format":"standard","meta":[],"categories":[3],"tags":[],"_links":{"self":[{"href":"https:\/\/pvainsurancegroup.com\/agent\/vincent-desantis\/wp-json\/wp\/v2\/posts\/144"}],"collection":[{"href":"https:\/\/pvainsurancegroup.com\/agent\/vincent-desantis\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/pvainsurancegroup.com\/agent\/vincent-desantis\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/pvainsurancegroup.com\/agent\/vincent-desantis\/wp-json\/wp\/v2\/users\/1"}],"replies":[{"embeddable":true,"href":"https:\/\/pvainsurancegroup.com\/agent\/vincent-desantis\/wp-json\/wp\/v2\/comments?post=144"}],"version-history":[{"count":3,"href":"https:\/\/pvainsurancegroup.com\/agent\/vincent-desantis\/wp-json\/wp\/v2\/posts\/144\/revisions"}],"predecessor-version":[{"id":152,"href":"https:\/\/pvainsurancegroup.com\/agent\/vincent-desantis\/wp-json\/wp\/v2\/posts\/144\/revisions\/152"}],"wp:featuredmedia":[{"embeddable":true,"href":"https:\/\/pvainsurancegroup.com\/agent\/vincent-desantis\/wp-json\/wp\/v2\/media\/146"}],"wp:attachment":[{"href":"https:\/\/pvainsurancegroup.com\/agent\/vincent-desantis\/wp-json\/wp\/v2\/media?parent=144"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/pvainsurancegroup.com\/agent\/vincent-desantis\/wp-json\/wp\/v2\/categories?post=144"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/pvainsurancegroup.com\/agent\/vincent-desantis\/wp-json\/wp\/v2\/tags?post=144"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}