{"id":5,"date":"2015-07-12T05:54:35","date_gmt":"2015-07-12T05:54:35","guid":{"rendered":"http:\/\/pvainsurancegroup.com\/agent\/desioinsurancegroup\/?page_id=5"},"modified":"2025-07-13T20:58:02","modified_gmt":"2025-07-13T20:58:02","slug":"home","status":"publish","type":"page","link":"https:\/\/pvainsurancegroup.com\/agent\/desioinsurancegroup\/","title":{"rendered":"Home"},"content":{"rendered":"<div id='stb-container-4457' class='stb-container-css stb-alert-container stb-image-none stb-ltr stb-corners stb-shadow stb-side'><aside class='stb-icon'><img src='http:\/\/pvainsurancegroup.com\/agent\/desioinsurancegroup\/wp-content\/plugins\/wp-special-textboxes\/themes\/stb-dark\/alert.png'><\/aside><div id='stb-box-4457' class='stb-alert_box stb-box'  style='background-image: linear-gradient(#EDF8FF 30%, #EDF8FF 90%);'>\n<p><a href=\"http:\/\/pvainsurancegroup.com\/agent\/desioinsurancegroup\/wp-content\/uploads\/sites\/38\/2015\/07\/Alicia-DeSio.png\" class=\"thickbox no_icon\"><img loading=\"lazy\" class=\" wp-image-99 size-full alignleft\" src=\"http:\/\/pvainsurancegroup.com\/agent\/desioinsurancegroup\/wp-content\/uploads\/sites\/38\/2015\/07\/Alicia-DeSio.png\" alt=\"\" width=\"235\" height=\"321\" \/><\/a><\/p>\n<h2><strong>Alicia Desio<\/strong><\/h2>\n<p>&nbsp;<\/p>\n<p>Alicia DeSio is a Life and Long Term Care Insurance Specialist representing the top insurance providers. Since 2004, she has helped individuals and small businesses evaluate the risks associated with, as well as the potential consequences of extended long term healthcare. Her specialty is in designing and customizing affordable life and long term care insurance strategies that help families protect retirement assets and life savings while allowing for the preservation of independence and decision-making for those in need of extended care, and their caregivers.<\/p>\n<p>At least 70% of people over 65 years of age will require long term care services at some point. The numbers are staggering. Americans needing long term care will more than double from 12 million today to 27 million in 2050. It is one of the most important components of your life plan.<\/p>\n<p>Statistics and numbers aside, the need for long term care planning is not going away. The idea of ignore it, \u201cthink about it later\u201d or \u201cthat will never happen to me\u201d is really not the answer. Later is now, because you will never be younger or healthier and any future change in health could limit or eliminate your options.<\/p>\n<p>She works closely with CPA\u2019s, financial advisers and estate planning and elder care attorneys helping educate and motivate both individuals and business owners on the financial viability and tax advantages of proper long term care planning. She is certified to provide workshops and group talks for community organizations and retirement planning audiences.<\/p>\n<p>This is Alicia\u2019s second career. Her first career was in the Allied Health field of Prosthetics and Orthotics where she witnessed the consequences of families who had not planned for the long term effects of a change in health.\u00a0 She also witnessed firsthand these consequences as she was a caregiver to her parents.<\/p>\n<div id=\"experience-354325912\" class=\"editable-item section-item past-position\"><\/div>\n<\/div><\/div>\n<div id='stb-container-5820' class='stb-container-css stb-alert-container stb-image-none stb-ltr stb-corners stb-shadow stb-side'><aside class='stb-icon'><img src='http:\/\/pvainsurancegroup.com\/agent\/desioinsurancegroup\/wp-content\/plugins\/wp-special-textboxes\/themes\/stb-dark\/alert.png'><\/aside><div id='stb-box-5820' class='stb-alert_box stb-box'  style='background-image: linear-gradient(#EDF8FF 30%, #EDF8FF 90%);'>\n<p>With the rising cost of long term care, it is important to understand your options. Traditional health insurance and Medicare were not designed to cover the long term care costs that many Americans will face. Medicaid may be available, but only after you have spent down your assets.<\/p>\n<p>&nbsp;<\/p>\n<\/div><\/div>\n<div id='stb-container-5917' class='stb-container-css stb-alert-container stb-image-none stb-ltr stb-corners stb-shadow stb-side'><aside class='stb-icon'><img src='http:\/\/pvainsurancegroup.com\/agent\/desioinsurancegroup\/wp-content\/plugins\/wp-special-textboxes\/themes\/stb-dark\/alert.png'><\/aside><div id='stb-box-5917' class='stb-alert_box stb-box'  style='background-image: linear-gradient(#EDF8FF 30%, #EDF8FF 90%);'>\n<p>&nbsp;<\/p>\n<p style=\"text-align: center;\"><strong><u>Five\u00a0 Reasons\u00a0 Why\u00a0 People\u00a0 Buy<\/u><\/strong><\/p>\n<p style=\"text-align: center;\"><strong>\u00a0 <u>Long-Term Care Insurance<\/u><\/strong><strong>\u00a0<\/strong><\/p>\n<ol>\n<li><strong>BURDEN TO FAMILY:<\/strong> Taking care of people who are chronically ill, can make the caregiver chronically ill.\u00a0 Long term care insurance allows children to maintain their relationship with their parents by helping supervise their care, rather than providing that care.<\/li>\n<\/ol>\n<ol start=\"2\">\n<li><strong>ACCESS TO QUALITY CARE: <\/strong>People want access to quality care<br \/>\nat home or at places of their choice,\u00a0 with caregivers of their choice.<\/li>\n<\/ol>\n<ol start=\"3\">\n<li><strong><strong>ASSET PROTECTION:\u00a0<\/strong><\/strong>For those with assets, there are two ways you can pay\u00a0for long term care \u2013 your retirement portfolio or long term care insurance.<\/li>\n<\/ol>\n<ol start=\"4\">\n<li><strong>CONTROL AND INDEPENDENCE:<\/strong>\u00a0 People want control and<strong><em>\u00a0<\/em><\/strong>independence choosing where they live and the kind of care received.<\/li>\n<\/ol>\n<ol start=\"5\">\n<li><strong>PEACE OF MIND: <\/strong>Long term care doesn\u2019t bring families together, it tears families apart.\u00a0 Long term care insurance brings families together and provides peace of mind.<\/li>\n<\/ol>\n<\/div><\/div>\n<p>&nbsp;<\/p>\n<p>&nbsp;<\/p>\n<p>&nbsp;<\/p>\n<p><a href=\"http:\/\/pvainsurancegroup.com\/agent\/desioinsurancegroup\/wp-content\/uploads\/sites\/38\/2015\/07\/Genworth-logo.png\" class=\"thickbox no_icon\"><img loading=\"lazy\" class=\" size-large wp-image-16 aligncenter\" src=\"http:\/\/pvainsurancegroup.com\/agent\/desioinsurancegroup\/wp-content\/uploads\/sites\/38\/2015\/07\/Genworth-logo-1024x128.png\" alt=\"Genworth-logo\" width=\"586\" height=\"73\" srcset=\"https:\/\/pvainsurancegroup.com\/agent\/desioinsurancegroup\/wp-content\/uploads\/sites\/38\/2015\/07\/Genworth-logo-1024x128.png 1024w, https:\/\/pvainsurancegroup.com\/agent\/desioinsurancegroup\/wp-content\/uploads\/sites\/38\/2015\/07\/Genworth-logo-300x38.png 300w, https:\/\/pvainsurancegroup.com\/agent\/desioinsurancegroup\/wp-content\/uploads\/sites\/38\/2015\/07\/Genworth-logo.png 1164w\" sizes=\"(max-width: 586px) 100vw, 586px\" \/><\/a><\/p>\n","protected":false},"excerpt":{"rendered":"<p>&nbsp; &nbsp; &nbsp;<\/p>\n","protected":false},"author":1,"featured_media":195,"parent":0,"menu_order":0,"comment_status":"open","ping_status":"open","template":"","meta":[],"tags":[],"_links":{"self":[{"href":"https:\/\/pvainsurancegroup.com\/agent\/desioinsurancegroup\/wp-json\/wp\/v2\/pages\/5"}],"collection":[{"href":"https:\/\/pvainsurancegroup.com\/agent\/desioinsurancegroup\/wp-json\/wp\/v2\/pages"}],"about":[{"href":"https:\/\/pvainsurancegroup.com\/agent\/desioinsurancegroup\/wp-json\/wp\/v2\/types\/page"}],"author":[{"embeddable":true,"href":"https:\/\/pvainsurancegroup.com\/agent\/desioinsurancegroup\/wp-json\/wp\/v2\/users\/1"}],"replies":[{"embeddable":true,"href":"https:\/\/pvainsurancegroup.com\/agent\/desioinsurancegroup\/wp-json\/wp\/v2\/comments?post=5"}],"version-history":[{"count":57,"href":"https:\/\/pvainsurancegroup.com\/agent\/desioinsurancegroup\/wp-json\/wp\/v2\/pages\/5\/revisions"}],"predecessor-version":[{"id":223,"href":"https:\/\/pvainsurancegroup.com\/agent\/desioinsurancegroup\/wp-json\/wp\/v2\/pages\/5\/revisions\/223"}],"wp:featuredmedia":[{"embeddable":true,"href":"https:\/\/pvainsurancegroup.com\/agent\/desioinsurancegroup\/wp-json\/wp\/v2\/media\/195"}],"wp:attachment":[{"href":"https:\/\/pvainsurancegroup.com\/agent\/desioinsurancegroup\/wp-json\/wp\/v2\/media?parent=5"}],"wp:term":[{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/pvainsurancegroup.com\/agent\/desioinsurancegroup\/wp-json\/wp\/v2\/tags?post=5"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}