Cindi Phillips
My name is Cindi Bach Phillips and for the past 25 years I’ve helped thousands understand the ever complicated and changing Health Insurance industry. I specialize in Long Term Care, Life and Medicare Solutions; all of which are critically important in knowing how to protect your family and your retirement income.
At least 70% of people over 65 years of age will require Long Term Care services at some point. Let me show you how to get ahead of that number. I’m dedicated to helping you find the best possible solutions by understanding your unique needs. As my client your satisfaction is my highest priority. The goal is to protect you and your family’s financial and emotional future.
Cindi Phillips, MDRT
Long Term Care Insurance Agent
CA License 0B82200
Office: (831) 626-1211
Cell: (831) 214-3456
Fax: (831) 309-9992
www.CarmelLtc.com
When it comes to the rising cost of long term care, it is important to understand your options. Traditional health insurance is not designed to cover long term care. Medicare was not designed to adequately cover the long term care costs many Americans may face. And, Medicaid (in California, MediCal) may not cover you until many of your assets have been depleted.
Time is a consumer’s enemy when it comes to long term care planning. A future change in health could limit your options.
The time to plan is now. There is an online interactive cost of care tool to help you learn more about costs in your area.
