{"id":5,"date":"2015-07-12T05:54:35","date_gmt":"2015-07-12T05:54:35","guid":{"rendered":"http:\/\/pvainsurancegroup.com\/agent\/abbe-pensack\/?page_id=5"},"modified":"2024-03-20T04:47:55","modified_gmt":"2024-03-20T04:47:55","slug":"your-agent","status":"publish","type":"page","link":"https:\/\/pvainsurancegroup.com\/agent\/abbe-pensack\/","title":{"rendered":"Home"},"content":{"rendered":"<p>&nbsp;<\/p>\n<p><a href=\"http:\/\/pvainsurancegroup.com\/agent\/abbe-pensack\/wp-content\/uploads\/sites\/24\/2015\/07\/AbbePensack-235x.jpg\" class=\"thickbox no_icon\"><img loading=\"lazy\" class=\" wp-image-99 size-full alignleft\" src=\"http:\/\/pvainsurancegroup.com\/agent\/abbe-pensack\/wp-content\/uploads\/sites\/24\/2015\/07\/AbbePensack-235x.jpg\" alt=\"\" width=\"235\" height=\"321\" srcset=\"https:\/\/pvainsurancegroup.com\/agent\/abbe-pensack\/wp-content\/uploads\/sites\/24\/2015\/07\/AbbePensack-235x.jpg 235w, https:\/\/pvainsurancegroup.com\/agent\/abbe-pensack\/wp-content\/uploads\/sites\/24\/2015\/07\/AbbePensack-235x-220x300.jpg 220w\" sizes=\"(max-width: 235px) 100vw, 235px\" \/><\/a><\/p>\n<h2><strong>Abbe S Pensack, CLTC<\/strong><\/h2>\n<p>As a long term care insurance specialist, I educate people about the importance of having a plan to protect their assets and provide safety, security and peace of mind. At least 70% of people over 65 years of age will require long term care services at some point. The numbers are staggering. Americans needing long term care will more than double from 12 million today to 27 million in 2050. It is one of the most important components of your life plan.<\/p>\n<p>&nbsp;<\/p>\n<p>&nbsp;<\/p>\n<p><em><strong><br \/>\nMy Personal Experience<\/strong><\/em><\/p>\n<div id=\"experience-689726046\" class=\"editable-item section-item current-position\">\n<div id=\"experience-689726046-view\">\n<p>After my father\u2019s stroke our family understood the impact of not having long term care insurance. It caused a substantial financial loss and greatly affected my mother\u2019s health. The stress of caring for my dad contributed to her premature death at 64 years of age. This experience drove me to spread the word about how to ensure that your loved ones receive proper care, their assets are protected and their dignity is preserved.<\/p>\n<\/div>\n<p>Abbe S. Pensack, CLTC<br \/>\nAbbe Pensack Insurance, Ltd.<br \/>\nDenver, Co. 80205<br \/>\n970 846 0265 \u00a0office<br \/>\n<a href=\"mailto:abbe.pensack@gmail.com\">abbe.pensack@gmail.com<br \/>\nhttps:\/\/www.linkedin.com\/in\/abbepensack<br \/>\n<\/a><\/p>\n<\/div>\n<div id=\"experience-354325912\" class=\"editable-item section-item past-position\"><\/div>\n[\/stextbox]\n<div id='stb-container-7594' class='stb-container-css stb-alert-container stb-image-none stb-ltr stb-corners stb-shadow stb-side'><aside class='stb-icon'><img src='http:\/\/pvainsurancegroup.com\/agent\/abbe-pensack\/wp-content\/plugins\/wp-special-textboxes\/themes\/stb-dark\/alert.png'><\/aside><div id='stb-box-7594' class='stb-alert_box stb-box'  style='background-image: linear-gradient(#EDF8FF 30%, #EDF8FF 90%);'>\n<p>With the rising cost of long term care, it is important to understand your options. Traditional health insurance and Medicare were not designed to cover the long term care costs that many Americans will face. Medicaid may be available, but only after you have spent down your assets.<\/p>\n<p>Statistics and numbers aside, the need for long term care planning is not going away. The idea of ignore it, \u201cthink about it later\u201d or \u201cthat will never happen to me\u201d is really not the answer. Later is now, because you will never be younger or healthier and any future change in health could limit your options.<\/p>\n<\/div><\/div>\n<div id='stb-container-7878' class='stb-container-css stb-alert-container stb-image-none stb-ltr stb-corners stb-shadow stb-side'><aside class='stb-icon'><img src='http:\/\/pvainsurancegroup.com\/agent\/abbe-pensack\/wp-content\/plugins\/wp-special-textboxes\/themes\/stb-dark\/alert.png'><\/aside><div id='stb-box-7878' class='stb-alert_box stb-box'  style='background-image: linear-gradient(#EDF8FF 30%, #EDF8FF 90%);'>\n<p style=\"text-align: center;\"><strong><u>Five\u00a0 Reasons\u00a0 Why\u00a0 People\u00a0 Buy<\/u><\/strong><\/p>\n<p style=\"text-align: center;\"><strong>\u00a0 <u>Long-Term Care Insurance<\/u><\/strong><strong>\u00a0<\/strong><\/p>\n<ol>\n<li><strong>BURDEN TO FAMILY:<\/strong> Taking care of people who are chronically ill, can make the caregiver chronically ill.\u00a0 Long term care insurance allows children to maintain their relationship with their parents by helping supervise their care, rather than providing that care.<\/li>\n<\/ol>\n<ol start=\"2\">\n<li><strong>ACCESS TO QUALITY CARE: <\/strong>People want access to quality care<br \/>\nat home or at places of their choice,\u00a0 with caregivers of their choice.<\/li>\n<\/ol>\n<ol start=\"3\">\n<li><strong><strong>ASSET PROTECTION:\u00a0<\/strong><\/strong>For those with assets, there are two ways you can pay\u00a0for long term care \u2013 your retirement portfolio or long term care insurance.<\/li>\n<\/ol>\n<ol start=\"4\">\n<li><strong>CONTROL AND INDEPENDENCE:<\/strong>\u00a0 People want control and<strong><em>\u00a0<\/em><\/strong>independence choosing where they live and the kind of care received.<\/li>\n<\/ol>\n<ol start=\"5\">\n<li><strong>PEACE OF MIND: <\/strong>Long term care doesn\u2019t bring families together, it tears families apart.\u00a0 Long term care insurance brings families together and provides peace of mind.<\/li>\n<\/ol>\n<\/div><\/div>\n<p><a href=\"http:\/\/pvainsurancegroup.com\/agent\/abbe-pensack\/wp-content\/uploads\/sites\/24\/2015\/07\/Genworth-logo.png\" class=\"thickbox no_icon\"><img loading=\"lazy\" class=\"alignnone size-large wp-image-16\" src=\"http:\/\/pvainsurancegroup.com\/agent\/abbe-pensack\/wp-content\/uploads\/sites\/24\/2015\/07\/Genworth-logo-1024x128.png\" alt=\"Genworth-logo\" width=\"586\" height=\"73\" srcset=\"https:\/\/pvainsurancegroup.com\/agent\/abbe-pensack\/wp-content\/uploads\/sites\/24\/2015\/07\/Genworth-logo-1024x128.png 1024w, https:\/\/pvainsurancegroup.com\/agent\/abbe-pensack\/wp-content\/uploads\/sites\/24\/2015\/07\/Genworth-logo-300x38.png 300w, https:\/\/pvainsurancegroup.com\/agent\/abbe-pensack\/wp-content\/uploads\/sites\/24\/2015\/07\/Genworth-logo.png 1164w\" sizes=\"(max-width: 586px) 100vw, 586px\" \/><\/a><\/p>\n<p>&nbsp;<\/p>\n","protected":false},"excerpt":{"rendered":"<p>&nbsp; Abbe S Pensack, CLTC As a long term care insurance specialist, I educate people about the importance of having a plan to protect their assets and provide safety, security and peace of mind. At least 70% of people over 65 years of age will require long term care services at some point. The numbers [&hellip;]<\/p>\n","protected":false},"author":1,"featured_media":99,"parent":0,"menu_order":0,"comment_status":"open","ping_status":"open","template":"","meta":[],"tags":[],"_links":{"self":[{"href":"https:\/\/pvainsurancegroup.com\/agent\/abbe-pensack\/wp-json\/wp\/v2\/pages\/5"}],"collection":[{"href":"https:\/\/pvainsurancegroup.com\/agent\/abbe-pensack\/wp-json\/wp\/v2\/pages"}],"about":[{"href":"https:\/\/pvainsurancegroup.com\/agent\/abbe-pensack\/wp-json\/wp\/v2\/types\/page"}],"author":[{"embeddable":true,"href":"https:\/\/pvainsurancegroup.com\/agent\/abbe-pensack\/wp-json\/wp\/v2\/users\/1"}],"replies":[{"embeddable":true,"href":"https:\/\/pvainsurancegroup.com\/agent\/abbe-pensack\/wp-json\/wp\/v2\/comments?post=5"}],"version-history":[{"count":54,"href":"https:\/\/pvainsurancegroup.com\/agent\/abbe-pensack\/wp-json\/wp\/v2\/pages\/5\/revisions"}],"predecessor-version":[{"id":779,"href":"https:\/\/pvainsurancegroup.com\/agent\/abbe-pensack\/wp-json\/wp\/v2\/pages\/5\/revisions\/779"}],"wp:featuredmedia":[{"embeddable":true,"href":"https:\/\/pvainsurancegroup.com\/agent\/abbe-pensack\/wp-json\/wp\/v2\/media\/99"}],"wp:attachment":[{"href":"https:\/\/pvainsurancegroup.com\/agent\/abbe-pensack\/wp-json\/wp\/v2\/media?parent=5"}],"wp:term":[{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/pvainsurancegroup.com\/agent\/abbe-pensack\/wp-json\/wp\/v2\/tags?post=5"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}