Bill & Susan Hall

WHAT’S YOUR PLAN?

Bill and Susan Hall care about getting you the very best coverage that is suited to your specific situation.  Bill’s finance and insurance experience and Susan’s care giving background provide a unique combination that has enabled them to help thousands of people of all ages and financial status throughout the country.

  They provide education, advice, plan design and product comparisons to ensure that your plan fits your unique situation.

They know long term care is a family concern and will help develop plans  that answer questions like:

• If you needed long term care, who would you turn to?
• Can you or would you want to count on your children? What happens if they’re raising their own kids and working long hours, or do they live far away?
• Are your family members financially or physically able to provide care and do they have the necessary training, patience and experience?
• What happens if you need to become a caregiver?
• What if you can’t afford long term care insurance?
• Do I obtain traditional long term care coverage or a hybrid plan?
  ( This is a product solution that combines life insurance with a long term care rider)?
  

They also work with Financial Planners, CPAs and Estate Planners to ensure provisions for long term care are included in comprehensive retirement plans.

Every family or individual has a unique situation and there are numerous products and solutions out there.  Take advantage of Bill and Susan’s unique expertise to create an affordable plan for you and your loved ones. 

When it comes to the rising cost of long term care, it is important to understand your options. Traditional health insurance is not designed to cover long term care. Medicare was not designed to adequately cover the long term care costs many Americans may face. And, Medicaid (in California, MediCal) may not cover you until many of your assets have been depleted.

Time is a consumer’s enemy when it comes to long term care planning. A future change in health could limit your options.

The time to plan is now. There is an online interactive cost of care tool to help you learn more about costs in your area.

Call Susan at (719) 579-9911 to set up an appointment to discuss your future.